National Health Profile 2018

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National Health Profile 2018

reflect the level of living of a household, separately for medical and other expenditure for both the sectors are

tabulated in this section.

Expenditure incurred per childbirth at public and private source separately for the rural and urban areas is also

tabulated. Further, the contributions of different sources of financing, if not covered by some health protection

scheme, to meet the total expenditure on hospitalization is also included in this section.

HEALTH INSURANCE:

3.1 Family Floater Insurance Policies:

Family Floater is one single policy that takes care of the hospitalization

expenses of the entire family. The policy has one single sum insured, which can be utilised by any/all insured

persons in any proportion or amount subject to maximum of overall limit of the policy sum insured.

3.2 Group Insurance Policies:

Group insurance policies are those in which a single master policy in the name of

a group is issued to the manager of the group. Groups, for this purpose, can be employer-employee groups

or non employer-employee groups as defined by IRDA’s group insurance guidelines. (Examples are savings

bank account holders of a bank or members of the same social or cultural association etc.)

INTERNATIONAL COMPARISON OF HEALTH FINANCING INDICATORS:

SEARO- South-East Asia Regional Office:

refers to the WHO region consisting of the following 10 countries:

Bhutan, Bangladesh, Democratic People’s Republic of Korea, India, Maldives, Myanmar, Nepal, Sri Lanka,

Thailand, Timor-Leste.

UHC Service Coverage Index:

Coverage of essential health services (defined as the average coverage of essential

services based on tracer interventions that include reproductive, maternal, newborn and child health, infectious

diseases, non-communicable diseases and service capacity and access, among the general and the most

disadvantaged population). UHC Service Coverage Index of 80 and above is included in this section.