221 / 354
187
National Health Profile 2018
Source:
Annual Report of Insurance Regulatory and Development Authority India, 2016-17
Notes:
Claims Ratio=[(Net claims incurred)/(Net Earned Premium)]*100
Source:
Annual Report of Insurance Regulatory and Development Authority India, 2016-17
Notes:
“Cov” stands for Coverage (number of persons covered) and “Pre” stands for premium.
Type of Insurance Companies
All
Private Insurance Companies
Public Insurance Companies
Claims Ratio
0
50
100
150
120
67
101
Figure 4.3.2: Claims ratio (%) by provider
23
Source
: Annual Report of Insurance Regulatory and Development Authority India, 2016-17
Note
: Private insurance companies are inclusive of standalone health insurers of private sector.
Source
: A nual Report of Insurance Regulatory an Development Authority India, 2016-17
Note
: “Cov” stands for Coverage (number of persons covered) and “Pre” stands for premium.
83% 86%
74% 75%
59%
46% 41% 42%
79%
63%
17% 14%
26% 25%
41%
54% 59% 58%
21%
37%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Cov
Pre
Cov
Pre
Cov
Pre
Cov
Pre
Cov
Pre
Government
sponsored
schemes including
RSBY
Group Insurance
Schemes excluding
Govt Sponsored
Schemes
Individual Family
Floater
Individual other
than Family Floater
Total
Figure 4.3.1: Share of coverage and premium across
insurance type and provider, 2016-17
Public Insurance Companies
Private Insurance Companies